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French Property For Sale

French Property For Sale. Huge Selection of French Property For Sale. Farms For Sale In France, Land For Sale In France, Gites For Sale In France & Much More.

Historically, the French property market has always been very static and has not experienced the 'boom and bust' cycles that we have seen in the UK. Prices have traditionally been stable and a home has always been viewed as just that - a home. There has never been an urgency to buy on the basis that it might not be affordable next year and even professional people in France who could easily afford a mortgage are quite happy to rent.

Although French culture revolves around the dinner table, it is safe to say that it never includes conversation about how much people's property has made in the past six months - or at least until recently! However, there are many factors slowly changing this, including the influence of monetary union and the UK appetite for French property. However, the French system tends to be more conservative when calculating affordability and banks do not usually lend up to the same percentage value, or stretch the income multiples to the same extent as in the UK. Indeed, French law requires that the lender prove that the borrower can afford the repayments, so self-certification of earnings is an alien concept.

Barclays can help you buy and settle into your new home abroad with their European mortgage services. Barclays provide step by step guidance on buying and settling in France, from choosing a mortgage and finding a solicitor to understanding the health system and learning the local language. Request a free brochure at www.barclays.co.uk/buyingabroad